ABOUT

Agribusiness Risk Underwriters (ARU) was conceived in 2016 by a North Carolina-based family of independent agents who specialized in serving the poultry confinement niche.  Time and time again, the family had watched markets enter into the poultry space without doing the necessary homework.  These markets consistently followed a pattern that became as predictable as clockwork.  They would:  1) jump into the market guns blazing, 2) give all their agents the product, without regards to agent expertise (or lack thereof), 3) write loads of new business because of very low rates / lax underwriting / no loss control, 4) experience inevitable unprofitable loss ratios, and then 5) non-renew the entire book.  This constant churning of markets entering and exiting the poultry space created terrible conditions for both insureds and agents.  

ARU was founded to build a consistent and sustainable poultry confinement solution and end the fear and frustration caused by decades of poultry confinement market volatility.  Unlike its predecessors, ARU did substantial and rigorous homework, investing millions of dollars building an approach to sustainably underwrite the poultry class.  The keys were: a focused analysis of poultry house risk characteristics, a deep dive into thousands of actual poultry house claim files, the development of a 100% proprietary poultry confinement insurance policy, the creation of rigorous poultry-specific loss control methodologies, and building the technology to tie it all together.  

In the years since ARU’s launch, there have been multiple large, high-profile market exits from the poultry confinement insurance space.  Meanwhile, ARU’s methodologies and disciplined processes have facilitated the company growing into one of the world’s largest writers of poultry confinement risks, all while maintaining a profitable book of business.

In 2021, ARU began an expansion into other “hard to place” farm / ag property classes, using the same R&D, underwriting / loss control, and technology framework that underpinned the company’s success in the poultry space.  ARU now offers solutions for a wide array of farm / ag property risks, providing retail brokers, wholesalers, and carriers a solutions-oriented underwriting approach and access to substantial capacity.

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Ranked #9 in the Triad Business Journals Fast 50 - the list of fastest growing businesses in the Triad area in 2021.

Meet The Team

Meet some of our leadership on the ARU team!

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Will Johnson

Co-founder & CEO

 

Will started as a farm / poultry insurance agent from 2002 - 2016. He sold hundreds of policies to farm owners across the southeast, from kitchen tables and the “mobile office.” Will founded ARU in 2016 after being frustrated with volatility in the poultry confinement market. Will enjoys spending time with his family and fishing. 

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Taylor Campbell

CFO

Taylor has over 20 years of finance and operations experience in multiple industries after earning a MS in Accounting from Wake Forest. He began working with ARU in 2018 and has enjoyed being a key member of our growing team. Outside the office, Taylor is a family guy, decent golfer, and aspiring chef.

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Amanda Constanza

Underwriting Manager

Amanda takes pride in being one of the original members of ARU. She has helped the company grow from its very first policy by finding creative solutions in a tough insurance niche. Through assisting our brokers and mutual customers, she has enjoyed reconnecting with her agricultural roots; her family owned and operated a poultry farm in southeast Texas. Amanda is fiercely family focused and spends every minute she can laughing and learning with them.

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Jessica Todd

Underwriting Manager

Jessica has over 15 years insurance experience spanning sales, claims, and underwriting.  She joined ARU in 2019 and enjoys the challenge that hard to place agriculture risks bring.   When not at work, Jessica appreciates spending time with her family doing activities such as camping and fishing.

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ARU is an affiliate of international carrier group Accelerant Holdings.